Start building credit for just £6/month
No long forms. No computers saying no. No hard checks. 5 minutes to complete.
WHICH SITES WILL YOU SEE BITS REPORTED ON?
Get Help.
The money that I pay Bits - do I get that back?
No, you don’t get that back, as that is a fee for the credit building service we provide and is used to cover our costs.
How long will it take to appear on my credit file?
Bits will usually take 6-8 weeks to appear on your credit file.
Is Bits Safe to use?
Yes, absolutely!Bits is a member of Experian CAIS (registration number 11620703), Equifax Insight, TransUnion and is registered with the Information Commissioner’s Office (ICO) (registration number ZA507202).
What is Bits?
Bits is a credit building service. Use it if you are looking to build your credit score and history.
I have bad credit. Can I still use it?
Yes, you can, but please know that Bits is not for everyone. There are a lot of circumstances in which you would be better off not applying for any new credit - including Bits. For example, if you have a recent CCJ, IVA, or bankruptcy; or if you are heavily indebted; or behind on bills; or generally struggling to make ends meet. You can always reach out to us discuss your circumstances in more detail via hello@getbits.app.
How do I sign up?
Please sign up using our mobile app or web app. We have apps in the Apple Store and Google Play Store, and you can find them by searching for ‘bits credit’.
Can I change my payment date?
Yes, you can do it in the app. Click on ‘about my card’ and then ‘update payment date’.
Can I change my card?
Yes, you can do this in the app too. Click on ‘about my card’ and then ‘update billing info’.
How do I see the score improvements?
For Experian - use the Experian app.
For Equifax - use the ClearScore app.
For TransUnion - use the Credit Karma app.
For the fullest picture of your credit health, use all three!
We can't actually see your score - you're the only one who can see it and track it.
